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The mortgage marketplace

Post your loan. LOs compete. You pick the winner.

Stay anonymous. Get competing rate quotes from vetted loan officers in minutes — no spam calls, no pressure.

No credit pull to start100% free for borrowersNMLS-verified loan officers
Live quotes Anonymous
  • A
    Officer ABest
    Saves $112/mo
    6.12%
    30-yr fixed
  • B
    Officer B
    Saves $74/mo
    6.25%
    30-yr fixed
  • C
    Officer C
    Saves $56/mo
    6.30%
    30-yr fixed
NMLS verifiedSample view — illustrative only
How it works

Four steps. Zero pressure.

1
Post your loan
Loan amount, location, basics. Anonymously.
2
LOs compete
Vetted officers send real quotes to win you.
3
Compare side by side
Rate, APR, fees — all in one clean view.
4
Pick the winner
Reveal yourself only to the LO you choose.
You decide
The payoff

This is what you'll see

Competing offers, ranked. No phone tag required.

BESTOfficer ARate6.12%APR6.21%Fees$2,150
Officer BRate6.25%APR6.33%Fees$1,900
Officer CRate6.30%APR6.38%Fees$2,400

Illustrative preview · identities stay hidden until you choose

Why borrowers love it

Built to protect you, not pester you

Anonymous by default
Your name and number stay hidden until you pick an LO.
Quotes in minutes
Real rates, real APR, real fees — side by side, fast.
NMLS verified
Every loan officer is licensed and verified against the NMLS registry.
Zero spam calls
LOs reach you through the platform — never your phone.
True apples-to-apples
Standardized quotes so you compare what actually matters.
Free, always
Completely free for borrowers. No fee to post your loan or receive quotes.
Questions

The stuff you're wondering

Yes — completely free for borrowers. There is no fee to post your loan or receive quotes.

When you post a loan, only your loan details are visible — never your name, phone number, or email. Loan officers send quotes to an anonymous profile. Your contact info is revealed to exactly one LO: the one you choose.

No. Posting a loan on loansmartr does not trigger a credit pull and has zero impact on your credit score. A hard inquiry only happens later, once you've picked an LO and decided to formally apply.

Every loan officer is verified against the NMLS registry before they can quote. We confirm active state licensing and remove anyone whose license lapses.

Ready to make LOs compete for you?

Post your loan in 4 minutes. Stay anonymous. Pick the winner.

No credit pullNo spamNo obligation